61-12-314. Applicability. This part does not apply to:

(1) a duly authorized attorney at law acting in the usual course of the profession;

(2) an insurance company, bonding company, or surety company licensed and doing business as the licensed company under the laws of the state; or

(3) a company or agent that contracts with a motor club service company licensed under this part to provide emergency road service or towing service to the company's or agent's customers.